Current Rates

www.choiceccu.org

Dividend Rates | Checking & Saving Rates | Loan Rates

The following rates are subject to change..

Call the Credit Union for the most current rates and APYs, special promotion rates, applicable fees and terms.

Regular Certificate Accounts & IRA (fixed rates)^2,4
	Dividend Rate	Annual Percentage Yield	Minimum Balance

3 -5 month	2.23% 2.32%	2.25% 2.35%	$1,000 $50,000
6 -11 month	2.81% 2.91%	2.85% 2.95%	$1,000 $50,000
12 - 17 month	3.25% 3.34%	3.30% 3.40%	$1,000 $50,000
18 - 23 month	3.30% 3.39%	3.35% 3.45%	$500 $50,000
24 - 35 month	3.34% 3.44%	3.40% 3.50%	$500 $50,000
36 month	3.44% 3.54%	3.50% 3.60%	$500 $50,000

Share/Savings

Checking and Savings Accounts
	Dividend Rate	Annual Percentage Yield	Minimum Balance

Prime Shares (Savings)	.75% 1.00%	.75% 1.00%	$5 $3,000
Regular Checking¹	0% .75%	0% .75%	$0 $3,000
Club Accounts	.75%	.75%	$0
IRA (variable)^3,4	3.25% 3.34%	* *	$0 $50,000
Money Market	1.00% 3.10% 3.49% 3.87% 4.26%	1.00% 3.15% 3.55% 3.95% 4.35%	$ 1,000 $ 10,000 $ 20,000 $ 50,000 $ 100,000

1. Checking - Members must maintain an average daily balance of $3,000 or more to earn dividends.

2. Members may choose the term of the certificate within the stated ranges.

3. IRA variable-rate account only: This APY is based on the dividend rate remaining the same for the year. However, the rate is subject to change on the first day of each calendar month; the actual APY is based on all the dividend rates during a year. Larger deposits earn the stated dividend rate plus a bonus -see bonus structure in footnote #4.

4. Certificates & IRA
Minimum deposit $50,000- Stated APY plus .10% bonus

Loans

New & Used Cars, Motor Homes, Boats, Farm Equipment, Personal Recreational Vehicles, Jet Ski's, ATV's Etc.
	Comments	Terms	APR

	Up to 100% MSRP or NADA value	Up to 84 months depending on amount borrowed	*As low as 6.00%*

Unsecured Line of Credit $300-$10,000
	Comments	Terms	APR
	Your Choice: Education, Vacation, Home Improvement, Emergency, etc.		As low as 10.0%

CHOICE Checkline (overdraft line of credit)
	Comments	Terms	APR
	Quick, convenient loan and protection from accidentally over drawing your checking account		As low as 7.9%

Home Equity Loans
	Comments	Terms	APR
Choice Home Equity Line of Credit	Variable Rate	5,10,15 Years	*As low as 6.50%*

Certificate & Share Loans
		Terms	APR
Certificate Secured			Certificate rate + 3%
Share Secured			Share Rate + 3%

Mortgage Loans
			APR
First Mortgage			Call for current rates

Rates shown were in effect May 22, 2006 and are subject to change. Additional loan types available.
*Current Prime Rate - 8.25%.

This Credit Union is federally insured by the National Credit Union Administration.