Loans
Vehicle, credit card & other personal loansHome Mortgage & Home Equity | Small Business | Personal, Credit Card, and Vehicle Loans
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Click here to view our current loan rates
Autos and Other Vehicles
We lend for new and used vehicles including autos, boats, motorcycles, and trucks. Access these NADA and CARFAX resources to obtain information about vehicles.
NADA provides vehicle pricing. |
Get your Carfax report from us for just $18! |
| These services are separate sites governed by another firm's privacy policy and their services are completely independent of the Credit Union. Additionally, we bear no responsibility for the accuracy of the information provided by these companies. |
Credit Cards 
We offer Visa Classic and Platinum credit cards. Our credit cards feature competitive variable interest rates, low fees, a reasonable payment schedule, no annual fee, and they carry the Self-Help Credit Union name on the front of the card. Credit card applicants are subject to credit approval. Contact us for more information and to apply.
Online Credit Card Account Management
Use your computer to pay your credit card bill, and to get up-to-date information on your credit union VISA account. To do so, visit the eZ Card website at https://www.ezcardinfo.com. Access to your account is password protected for your security.
The eZ Card website is a separate site governed by another firm's privacy policy.
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Credit Card Customer Service Assistance
Call one of the following toll-free numbers:
- 1-800-808-7230 for general customer service, lost or stolen card, account information, and merchant verification.
- 1-800-991-4964 during after hours and weekends (after hours: 10pm eastern standard time).
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Personal Loans - Secured and Unsecured
Consider a secured or unsecured personal loan when you need additional cash for a relatively short period of time. The following descriptions provide a summary of our many personal loan products.
Secured Personal Loans |
Share Secured Loan (Savings or Term Certificate)
Use your credit union savings or term certificate account as collateral for a share secured loan. Borrow up to 100 percent of the amount you have on deposit at the credit union. Funds used as collateral will not be available for transactions/withdrawals by the member while being held as loan collateral. IRA accounts are not eligible for collateral, and the credit union will not accept deposit accounts held in other institutions as collateral for a credit union share secured loan. Funds secured for the loan continue to earn a dividend during the term of the loan. |
“Fresh Start” Credit Builder Loan
This secured loan allows you to build a positive credit history for yourself and improve your credit rating over time. Get approved for this loan and the credit union will hold the loan funds until after the loan has been repaid in full. Pay off the loan and the credit union will release the full amount of the loan plus all dividends to the borrower. Once the loan is paid in full, the credit union will file a positive loan payment report with the credit reporting agency. Members who successfully repay the Fresh Start loan are often able to borrow more money at a lower interest rate than previously possible. |
Unsecured Personal Loans |
Signature
This loan option may be used to pay for education, home improvements, vacation, medical bills, and other expenses. The maximum term for an unsecured loan is 36 months for qualified members. Eligibility for an unsecured loan is based on your past credit history, savings account balance, and other Credit Union loan approval guidelines. |
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Contact us to discuss your specific loan needs and our full range of personal loan options.
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